@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600;700&display=swap');

:root{
  --navy:#123E5F;
  --navy-soft:#184d74;
  --blue:#2C79B0;
  --ice:#F6F8FB;
  --ice-strong:#EEF3F8;
  --ink:#102133;
  --muted:#66788a;
  --border:rgba(18,62,95,.10);
  --border-strong:rgba(18,62,95,.16);
  --shadow:0 14px 44px rgba(15,31,49,.07);
  --shadow-soft:0 8px 24px rgba(15,31,49,.05);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Montserrat',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  font-weight:400;
  line-height:1.55;
  letter-spacing:-.01em;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  background:
    radial-gradient(circle at top right, rgba(44,121,176,.08), transparent 28%),
    radial-gradient(circle at top left, rgba(18,62,95,.05), transparent 32%),
    var(--ice);
  color:var(--ink);
}

a{color:inherit;text-decoration:none}
b,strong{font-weight:600}
.container{max-width:1180px;margin:0 auto;padding:0 24px}

.topbar{
  background:linear-gradient(180deg, rgba(18,62,95,.98), rgba(18,62,95,.93));
  color:#fff;
  font-size:13px;
}
.topbar .row{display:flex;gap:12px;align-items:center;justify-content:space-between;padding:10px 0;flex-wrap:wrap}
.pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border:1px solid rgba(255,255,255,.18);
  padding:7px 12px;
  border-radius:999px;
  background:rgba(255,255,255,.08);
  backdrop-filter:blur(8px);
}
.dot{width:8px;height:8px;border-radius:999px;background:#55d7a2}

.header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(255,255,255,.78);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(18,62,95,.08);
  box-shadow:0 4px 18px rgba(15,31,49,.03);
}
.header .row{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 0}
.logo{display:flex;align-items:center;gap:12px;min-width:0}
.logo img{height:52px;width:auto;display:block;flex:0 0 auto}
.logo-wordmark{font-size:30px;font-weight:700;letter-spacing:.08em;line-height:1;color:var(--navy);font-family:'Montserrat',system-ui,sans-serif;white-space:nowrap}
.nav{display:none;gap:24px;font-size:14px;color:#415262;align-items:center}
.nav a{font-weight:500;transition:color .2s ease, opacity .2s ease}
.nav a:hover{color:var(--ink)}
.nav a[class*="font-extrabold"],
.nav a.active{color:var(--ink);font-weight:700}
@media (min-width: 1024px){.nav{display:flex}}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:13px 18px;
  border-radius:999px;
  font-weight:600;
  font-size:14px;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease, border-color .18s ease, filter .18s ease;
}
.btn:hover{transform:translateY(-1px)}
.btn.primary{
  background:linear-gradient(180deg, var(--navy-soft), var(--navy));
  color:#fff;
  box-shadow:0 10px 24px rgba(18,62,95,.18);
}
.btn.primary:hover{filter:brightness(1.03)}
.btn.ghost{
  border:1px solid rgba(18,62,95,.16);
  color:var(--navy);
  background:rgba(255,255,255,.76);
  box-shadow:var(--shadow-soft);
}
.btn.ghost:hover{background:rgba(255,255,255,.92);border-color:rgba(18,62,95,.22)}

.hero{position:relative;overflow:hidden}
.gridbg{
  position:absolute;
  inset:0;
  background-image:radial-gradient(circle at 1px 1px, rgba(18,62,95,.07) 1px, transparent 0);
  background-size:28px 28px;
  mask-image:linear-gradient(180deg, rgba(0,0,0,.7), transparent 92%);
}
.glow1,.glow2{position:absolute;border-radius:999px;filter:blur(64px);opacity:.24;pointer-events:none}
.glow1{width:520px;height:520px;right:-120px;top:-120px;background:radial-gradient(circle at 30% 30%, var(--blue), transparent 60%)}
.glow2{width:620px;height:620px;left:-140px;bottom:-180px;background:radial-gradient(circle at 35% 35%, var(--navy), transparent 62%)}
.hero .wrap{position:relative;padding:74px 0 68px;display:grid;gap:32px}
@media (min-width: 1024px){.hero .wrap{grid-template-columns: 7fr 5fr;align-items:start}}
.badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border:1px solid rgba(18,62,95,.12);
  background:rgba(255,255,255,.72);
  padding:7px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:500;
  color:#425364;
  backdrop-filter:blur(10px);
}

h1{
  margin:18px 0 0;
  font-size:40px;
  line-height:1.04;
  color:var(--ink);
  font-weight:700;
  letter-spacing:-.03em;
}
@media (min-width: 768px){h1{font-size:56px}}
.lead{
  margin:18px 0 0;
  font-size:17px;
  line-height:1.72;
  color:#516273;
  max-width:720px;
}

.kpis{margin-top:24px;display:grid;gap:14px}
@media (min-width: 640px){.kpis{grid-template-columns:repeat(3,1fr)}}
.card{
  background:rgba(255,255,255,.78);
  border:1px solid var(--border);
  border-radius:28px;
  box-shadow:var(--shadow);
  backdrop-filter:blur(16px);
}
.kpi{padding:18px 18px 16px}
.kpi .t{font-size:12px;color:#7a8998;font-weight:500;text-transform:uppercase;letter-spacing:.04em}
.kpi .v{margin-top:6px;font-weight:700;font-size:20px;color:var(--ink);letter-spacing:-.02em}
.kpi .s{margin-top:5px;font-size:13px;color:#7b8a98}
.tags{margin-top:16px;display:flex;flex-wrap:wrap;gap:10px}
.tag{
  border:1px solid rgba(18,62,95,.12);
  background:rgba(255,255,255,.65);
  color:rgba(18,62,95,.88);
  padding:7px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:500;
}

.form{padding:24px}
.form h2{margin:0;font-size:24px;line-height:1.2;color:var(--ink);font-weight:700;letter-spacing:-.02em}
.form p{margin:8px 0 0;font-size:14px;color:#728190;line-height:1.65}
.grid{margin-top:16px;display:grid;gap:12px}
@media (min-width: 640px){.grid.two{grid-template-columns:repeat(2,1fr)}}
.input{
  border:1px solid rgba(18,62,95,.14);
  background:rgba(255,255,255,.92);
  border-radius:18px;
  padding:14px 16px;
  font-size:14px;
  font-family:inherit;
  font-weight:500;
  color:var(--ink);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.75);
}
.input::placeholder{color:#8a98a5;font-weight:400}
.input:focus{outline:none;border-color:rgba(31,95,139,.36);box-shadow:0 0 0 4px rgba(31,95,139,.10)}
.small{font-size:12px;color:#7d8b98;line-height:1.55}

.section{padding:76px 0}
.section.white{
  background:rgba(255,255,255,.72);
  border-top:1px solid rgba(18,62,95,.06);
  border-bottom:1px solid rgba(18,62,95,.06);
  backdrop-filter:blur(16px);
}
.h2{font-size:34px;line-height:1.08;margin:0;color:var(--ink);font-weight:700;letter-spacing:-.03em}
.sub{margin:12px 0 0;color:#71808f;max-width:760px;line-height:1.72}
.cards{margin-top:24px;display:grid;gap:16px}
@media (min-width: 640px){.cards{grid-template-columns:repeat(2,1fr)}}
@media (min-width: 1024px){.cards.three{grid-template-columns:repeat(3,1fr)}}
.cardpad{padding:22px}
.icon{
  width:46px;
  height:46px;
  border-radius:18px;
  display:flex;
  align-items:center;
  justify-content:center;
  background:linear-gradient(180deg, rgba(18,62,95,.08), rgba(18,62,95,.05));
  color:var(--navy);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.65);
}
.icon svg{width:22px;height:22px}
.cardpad .title{margin-top:12px;font-weight:700;color:var(--ink);letter-spacing:-.02em}
.cardpad .desc{margin-top:8px;color:#71808f;font-size:14px;line-height:1.68}

.cta{
  margin-top:24px;
  padding:24px;
  border-radius:30px;
  border:1px solid rgba(18,62,95,.10);
  background:linear-gradient(180deg, rgba(255,255,255,.74), rgba(246,248,251,.92));
  box-shadow:var(--shadow-soft);
}
.cta .row{display:grid;gap:16px}
@media (min-width: 1024px){.cta .row{grid-template-columns:8fr 4fr;align-items:center}}

.footer{background:linear-gradient(180deg, #143f61, #103652);color:#fff}
.footer .grid{display:grid;gap:18px;padding:34px 0}
@media (min-width: 768px){.footer .grid{grid-template-columns:2fr 1fr 1fr}}
.footer a{color:#fff;opacity:.92}
.footer a:hover{opacity:1;text-decoration:underline}
.hr{height:1px;background:rgba(255,255,255,.16);margin:16px 0}

.toast{
  position:fixed;
  left:50%;
  transform:translateX(-50%);
  bottom:18px;
  background:#102133;
  color:#fff;
  padding:12px 16px;
  border-radius:16px;
  box-shadow:var(--shadow);
  opacity:0;
  pointer-events:none;
  transition:.25s;
  max-width:92vw;
}
.toast.show{opacity:1}

@media (max-width: 767px){
  .container{padding:0 20px}
  .header .row{padding:12px 0}
  .hero .wrap{padding:58px 0 52px}
  .section{padding:62px 0}
  .card,.cta{border-radius:24px}
  .form{padding:20px}
  h1{font-size:36px}
  .h2{font-size:30px}
}


html,body{max-width:100%;overflow-x:hidden}
img,svg{max-width:100%;height:auto}
body{overflow-wrap:anywhere}

.topbar .container.row,
.header .container.row,
.cta .row{min-width:0}

.logo{min-width:0}
.logo img{display:block}

@media (max-width: 1023px){
  .header{position:relative;top:auto}
  .header .row{
    display:grid;
    grid-template-columns:88px 1fr;
    align-items:center;
    gap:14px;
  }
  .header .row > div:last-child{
    grid-column:1;
    display:grid !important;
    grid-template-columns:1fr 1fr;
    gap:10px;
    width:100%;
    min-width:0;
  }
  .header .row > div:last-child .btn{
    width:100%;
    min-width:0;
    padding:14px 12px;
    font-size:14px;
  }
  .logo{justify-content:flex-start}
  .logo img{height:54px;width:auto}
  .logo-wordmark{font-size:26px}
}

@media (max-width: 767px){
  .container{padding:0 22px}

  .topbar{font-size:12px}
  .topbar .row{
    gap:10px;
    align-items:flex-start;
    padding:12px 0;
  }
  .topbar .row > div:last-child{
    width:100%;
    justify-content:flex-start;
    gap:8px;
    line-height:1.45;
  }
  .pill{
    width:100%;
    justify-content:flex-start;
    padding:10px 14px;
    white-space:normal;
    border-radius:24px;
    line-height:1.4;
  }

  .hero .wrap{
    padding:42px 0 44px;
    gap:24px;
  }
  .badge{
    max-width:100%;
    white-space:normal;
    border-radius:22px;
    padding:10px 14px;
    line-height:1.4;
  }
  h1{
    font-size: clamp(34px, 11vw, 54px);
    line-height:0.98;
    letter-spacing:-0.04em;
    overflow-wrap:anywhere;
    word-break:normal;
    hyphens:auto;
  }
  .lead{
    font-size:16px;
    line-height:1.65;
    margin-top:16px;
  }

  .btn{
    min-width:0;
  }

  .hero .wrap > div:first-child > div[style*="display:flex"][style*="flex-wrap:wrap"],
  .section .container > div[style*="display:flex"][style*="flex-wrap:wrap"]{
    display:grid !important;
    grid-template-columns:1fr;
    gap:12px !important;
    width:100%;
  }
  .hero .wrap > div:first-child > div[style*="display:flex"][style*="flex-wrap:wrap"] .btn,
  .section .container > div[style*="display:flex"][style*="flex-wrap:wrap"] .btn{
    width:100%;
  }

  .kpis{grid-template-columns:1fr;gap:12px}
  .kpi{padding:16px}
  .tags{gap:8px}
  .tag{padding:7px 11px}

  .form{padding:18px}
  .form h2{font-size:22px}
  .grid{gap:10px}
  .grid.two{grid-template-columns:1fr !important}
  .input{
    width:100%;
    min-width:0;
    padding:14px 15px;
    border-radius:16px;
  }

  #calc > div[style*="grid-template-columns:repeat(3,1fr)"]{
    grid-template-columns:1fr !important;
    gap:10px !important;
  }

  .section{padding:52px 0}
  .h2{
    font-size:30px;
    line-height:1.02;
    overflow-wrap:anywhere;
  }
  .sub{font-size:15px;line-height:1.68}
  .cards{grid-template-columns:1fr !important;gap:14px}
  .card,.cta{border-radius:24px}
  .cardpad{padding:18px}
  .cta{padding:18px}

  .footer .grid{padding:28px 0}
}

@media (max-width: 420px){
  .container{padding:0 18px}
  .header .row{
    grid-template-columns:minmax(0,1fr);
    gap:12px;
  }
  .logo img{height:46px}
  .logo-wordmark{font-size:22px;letter-spacing:.06em}
  .header .row > div:last-child{
    grid-template-columns:1fr;
  }
  .topbar .row > div:last-child span[style*="opacity"]{display:none}
  h1{font-size: clamp(31px, 11vw, 42px)}
}


@media (max-width: 1023px){
  .header .row{justify-items:stretch}
  .logo{padding-right:0}
}

@media (max-width: 767px){
  .topbar .row, .header .row, .hero .wrap, .section .container{min-width:0}
  h1, .lead, .sub, .badge, .pill{max-width:100%}
}


/* mobile refinements v3 */
@media (max-width: 767px){
  .topbar .container,
  .header .container,
  .hero > .container,
  .hero .container,
  .section > .container,
  .footer .container{
    padding-left:28px !important;
    padding-right:28px !important;
  }

  .topbar .row,
  .header .row{
    margin-left:-4px;
    margin-right:-4px;
  }

  .header .row > div:last-child,
  .hero .wrap > div:first-child > div[style*="display:flex"][style*="flex-wrap:wrap"]{
    padding-left:2px;
    padding-right:2px;
  }

  .header .row > div:last-child .btn,
  .hero .wrap > div:first-child > div[style*="display:flex"][style*="flex-wrap:wrap"] .btn{
    width:100%;
    max-width:100%;
    border-radius:999px;
  }

  .hero .wrap{
    padding-top:38px;
  }
}

@media (max-width: 420px){
  .topbar .container,
  .header .container,
  .hero > .container,
  .hero .container,
  .section > .container,
  .footer .container{
    padding-left:30px !important;
    padding-right:30px !important;
  }

  .topbar .row,
  .header .row{
    margin-left:-6px;
    margin-right:-6px;
  }
}